Deal math

Commercial loan calculator.

Size a commercial real estate loan on your own assumptions: payment, annual debt service, DSCR, LTV, debt yield, and the balance left at the balloon. Nothing here is a quote. The rate and term are whatever you type in.

Loan

Loan amount (USD)

Interest rate (% per year)

Amortization (years)

Balloon / term (years)

Interest-only period (months)

Points & fees (% of loan)

Property

Purchase price / value (USD)

Annual NOI (USD)

Target DSCR (for max-loan sizing)

Annual reserves / capex (USD)

Monthly payment

—

Principal & interest

Annual debt service—

DSCR (NOI ÷ debt service)—

LTV—

Debt yield (NOI ÷ loan)—

Cap rate (NOI ÷ price)—

Cash flow after debt service—

Balance at balloon—

Interest paid through term—

Points & fees—

Max loan at your target DSCR

The largest loan this NOI supports at the rate, amortization, and DSCR above.

Maximum loan—

Implied LTV—

Gap vs. requested—

Illustration only. These figures are generated from assumptions you enter. They are not a quote, an offer, a commitment to lend, or an indication of terms available from Lizzy Loans LLC, and they exclude taxes, insurance, escrows, prepayment provisions, and closing costs beyond the points figure entered.

Take these numbers to a request → See current Treasury yields